What is Eligibility?
Eligibility determines whether or not your pet can be insured through a particular pet insurance provider or under a specific pet insurance plan. Eligibility factors can include:
- your pet’s age
- pre-existing health conditions
- where you live
- and the species of pet
How Eligibility Works
Depending on the plan, some providers won’t insure older pets - and most providers will not cover a pet that is less than 8 weeks old.
No pet insurance covers pre-existing conditions, but they do not prevent your pet from being eligible for coverage on any accidents or illnesses unrelated to the pre-existing condition. ,Some pet insurance plans do cover “curable” conditions after a certain waiting period has been met with no recurring symptoms.
Some providers only offer coverage in certain US states, so your eligibility for a specific plan may depend on where you live.
And, lastly, many pet insurance carriers only provide domestic dogs and cats coverage, although there are still options available to people with exotic pets, such as birds and reptiles.
Key Takeaways
- Eligibility requirements determine whether your pet can be covered under a specific insurance plan or with a particular pet insurance provider.
- Eligibility factors can include your pet’s age, pre-existing health conditions, where you live, and the type of pet you have.
